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WINTRUST MORTGAGE Mortgage Loan Underwriter - West Des Moines, IA in WEST DES MOINES, Iowa

less thanbr>Wintrust Mortgage was created to assist in the realization of the American dream of home ownership. Since its founding in 1981, Wintrust Mortgage has weathered the ever-changing real estate market. As a full service federally chartered lender with offices located across the country, Wintrust Mortgage is dedicated to providing customers with a wide range of mortgage products. To complement the basic Conventional, FHA and VA Programs, Wintrust Mortgage is positioned to meet the needs of the continually evolving mortgage market. Wintrust Mortgage is a part of Wintrust Financial Corporation, a well-capitalized, diverse, financial services company with assets above $30 billion.less thanul>less thanli>Underwrites loans to determine acceptable compliance with relevant agency, investor and internal guidelines and lending authority limit.less than/li>less thanli>Underwrites appraisals for all loan types.less than/li>less thanli>Provides all follow- up in terms of conditions of initial approval, suspension or decline for all files underwritten and determines acceptability of items received.less than/li>less thanli>Maintains maximum 48 hours turn time on all new files, resubmissions and conditions.less than/li>less thanli>Ensures all loans underwritten will be eligible for sale to end investor and insured by appropriate government agency with adherence to guidelines and statutory limits.less than/li>less thanli>Ensures all loans meet program requirements for program selected.less than/li>less thanli>Responsible for support and utilization of pipeline management.less than/li>less thanli>Clears High Impact Alerts in fraud detection tool and reviews processing cleared items to insure misrepresentation risk is mitigated for all loans.less than/li>less thanli>May order mortgage insurance when applicable.less than/li>less thanli>Validates all AUS findings in submissions to determine all findings are met.less than/li>less thanli>Obtains second signature from management for all loans exceeding lending authority.less than/li>less thanli>Ongoing education and training to stay current with market trends, changing guidelines and requirements.less than/li>less thanli>LOS data entry to provide minimum fields needed for proper reporting for data for HMDA, and other reporting.less than/li>less thanli>Works directly with Loan Originators, LOA's and Processors.less than/li>less thanli>Return of all phone calls and emails in a timely fashionless than/li>less thanli>Other mortgage operations duties as need arises.less than/li>less thanli>This is a non-exempt position, periodic work will be performed outside regular business hours as volume dictates and to maintain required turn times.less than/li>less than/ul>less thanul>less thanli>Minimum 3 years current underwriting experienceless than/li>less thanli>High school diploma or equivalentless than/li>less thanli>Attention to detail and accuracy is a mustless than/li>less thanli>Ability to manage multiple tasksless than/li>less thanli>Strong organizational skillsless than/li>less thanli>Excellent verbal and written communication skillsless than/li>less thanli>FHA DE/CHUMS and/or VA/SAR designations a plusless than/li>less thanli>Jumbo/Non-conforming underwriting experience a plusless than/li>less than/ul>less thanbr>less thanbr>We provide an engaging, dynamic work environment, an excellent compensation package including 401k, employee stock purchase plan, medical/dental, life insurance and more!less thanbr>less thanbr>Indeed users, please forward resume to: thanbr>less thanbr>Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a